The Credit Standards Analysis Excel Template is a financial assessment tool designed to help businesses evaluate customer creditworthiness and establish appropriate credit policies. This template aids in minimizing credit risks while ensuring sustainable cash flow management.
Key Features
Credit Risk Assessment – Analyze key financial indicators to determine a customer’s creditworthiness.
Accounts Receivable Tracking – Monitor outstanding invoices and payment trends.
Customizable Credit Policies – Set and adjust credit limits based on customer profiles.
Automated Calculations – Quickly assess credit scores and risk levels.
Historical Data Analysis – Track past transactions to refine credit approval strategies.
Use Cases
Finance Teams managing corporate credit policies.
Small & Medium Enterprises (SMEs) evaluating new customers.
Lenders & Credit Managers ensuring safe lending decisions.
B2B Businesses optimizing accounts receivable processes.
How It Works
Enter customer financial details and transaction history.
The template automatically calculates credit scores and assigns risk levels.
Adjust credit policies based on risk assessment.
Track outstanding payments and overdue accounts.
