The Credit Terms Analysis Excel Template helps businesses evaluate and optimize their credit terms to balance cash flow, customer satisfaction, and financial stability. This tool allows companies to assess different credit policies and their impact on receivables and revenue.
Key Features
Credit Term Comparison – Analyze multiple credit term options and their financial impact.
Cash Flow Projections – Estimate how different terms affect cash flow.
Customer Payment Behavior Tracking – Monitor trends in payment timeliness.
Interest & Penalty Calculations – Automatically compute late payment penalties.
Customizable Parameters – Adjust credit days, interest rates, and penalties.
Use Cases
Finance Managers optimizing company credit policies.
Small Business Owners evaluating customer payment terms.
Accounts Receivable Teams tracking overdue payments.
B2B Companies refining payment agreements with clients.
How It Works
Input existing and proposed credit terms.
The template calculates the impact on cash flow and receivables.
Compare different scenarios to find the best balance between risk and revenue.
Adjust policies based on data-driven insights.
